Family Budget

You know you're not single anymore...when you used to keep the following budget: spend less than you make...but now budgeting has become a lot more complicated especially when you spend for four people with radically different and somewhat unpredictable needs...You used to know what savings meant...now savings are called "miscellaneous funds"...however, you realize quickly any money you allocate in the "miscellaneous funds" account will be spent by the first weekend of the month and it is usually for the kids...you used to never consider the dangers of credit cards but you get a wake up call when you get thank you notes from your credit card company because of the increased usage...you are so glad you don't get into serious debt and still pay off the credit card each month, but you now understand how easily it can be to get into trouble!